Medical insurance

Yes compensation for diseases caused by the cost of a medical insurance. Workers due to illness, injury, birth, social or business to provide the necessary medical services or material assistance to social insurance. As China's public health services, the labor insurance medical. In future, China will be the cost of medical workers, the burden of common units and individuals to alleviate the burdens of enterprises and avoid wastage. Medical insurance and other types of insurance, the contract is the way to advance to the threat of the disease receive medical insurance, the establishment of the medical insurance fund; When the insured person and the sick to medical institutions and in medical treatment costs, the health insurance agency to a certain economic compensation. Therefore, medical insurance is also insurance two functions: risk transfer and compensation for the transfer. That is the individual on the risk from diseases caused by the economic losses assessed to all members of the same risk threat, together with the medical insurance fund to compensate by diseases brought about by the economic losses. Medical insurance, the insurance contract is an agreement to the occurrence of medical insurance payments for the conditions for the insured person to receive treatment during the medical expenses of the insurance protection provided. Commercial medical insurance-reimbursement type of medical insurance and medical insurance compensation. Reimbursement of medical insurance (general medical insurance) refers to patients in the hospital's medical expenses spent by insurers for reimbursement. General points out-patient medical insurance and hospital medical insurance. Compensation of medical insurance (special medical insurance) refers to the hospital with a clear diagnosis of infestation by a certain specified in the contract diseases from the insurance company in the contractual amount paid to patients to treatment and care. General insurance-individual diseases (such as cancer insurance) and critical-illness insurance (10 species, 20 species and 30 species of major diseases such as insurance). Both types of medical insurance have the same points but have different points, the same is sick to get insurance payments, the main differences are: general medical insurance are all types of diseases that can be insurance payments. Special medical insurance is a special type of insurance contract that clearly specified diseases or surgery to get insurance payments. Introduction of medical insurance companies often above two categories of insurance part of a portfolio. China in the early 1950s to establish public health services and labor insurance medical collectively referred to as medical insurance for workers. It is the national social security system an important part of social insurance is one of the important items. Medical insurance is compulsory social insurance, mutual economic, social and other basic characteristics. Therefore, the medical insurance system usually by national legislation, enforcement, the establishment of a fund, funded by the employing units and individuals together to pay medical insurance premiums paid by the medical insurance institutions to address workers due to illness or injury brought by the medical risks. Medical insurance is when people are sick or hurt, by the state or society to a material assistance, the provision of medical services or financial compensation of a social security system. The implementation of China's medical insurance 40 years in protecting the health of workers and maintaining social stability, and plays an active role. However, as the socialist market economic system and the establishment and the constant deepening of the reform, this system has been difficult to resolve market economy under the conditions of the basic medical security issues. The State Council in December 1998 issued a "State Council on the establishment of the basic medical insurance system for decision" (of the [1998] 44), comprehensively promote the deployment of nationwide reform of the system of medical insurance for workers, 1,999 years of the basic requirements of the basic medical establishment - insurance system.